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The team at Financial Life Planners is dedicated to helping our clients achieve financial security. We provide personalized planning services to meet the diverse needs of our clients and help them develop a solid financial plan for a better future.

Our Vision

Financial Life Planners is committed to providing unparalleled service, integrity, and devotion to finding the best solutions for our clients.


Our Approach

We take a holistic approach to your financial situation and thoroughly analyze where you are - to create a road map to where you want to be.

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The FLP Family - Join Us.

Meet The Team



Cynthia is known for her humor, honesty, and talent for delivering meaningful guidance about all things financial. She has a passion for educating and empowering people to make sound financial decisions for their families—in fact, she knows this is her true life calling.


Cynthia earned her bachelor’s degree in business from Arizona State University. A certified life coach, she was nominated for “Business Woman of the Year” and has been named one of the top financial advisors in her community. Nationally she has been featured in USA Today, Investor’s Business Daily, Third Age Magazine, and My Little Bird. She has also written a book, “The Sisterhood of Money: The Art of Creating Wealth from Your Heart!”


Cynthia has two grown children and lives in Gilbert, Arizona, with her husband.

If money and how it works is a mystery to you, get ready for illumination! Do you long to create the financial life of your dreams, but feel clueless? It’s time to fashion a brand-new “Money You!” A pioneer in challenging people to recast their relationship to money, our firm’s founder, Cynthia Fick, is known for her humor, honesty and ability to deliver meaningful financial guidance through easy-to-understand conversations about all things financial. Financial success for individuals, couples, and families relies not only in how they manage their money, but in how they manage their beliefs, attitudes and actions about money. Cynthia is an Investment Advisor Representative, one of the highest levels of fiduciary responsibility in the industry, with almost 30 years of experience in the field of finance and investing. She is a fee-only advisor which means the customized financial life plan she crafts for each client is focused on growing assets that are not linked to commissions. Cynthia Fick and the FLP firm help individuals, couples and small groups through the firm’s Six Stage Process which includes a Life Empowerment Plan along with a Plan of Action. During the process, she will examine any stumbling blocks. Cynthia educates you on your current risk, potential unknown fees and possible tax tips that will save you money. She then helps you discover investments that can safely earn higher rates of return, and teach you about safe, stable income. We EDUCATE and EMPOWER our clients, so that they leave feeling wiser and more trusting of their own intuition about money. Cynthia was named one of the Top 3 Financial Advisors in our community. In the ever-changing world of the financial industry, she was honored to be noted as one of the top professionals in her field three years in a row. Local media have long counted on Cynthia’s financial planning knowledge for the “What They’re Buying Now” column of The Arizona Republic, articles for the Ahwatukee Foothills News and her ongoing column for the Arizona Republic. She is a regular guest on TV shows such as Good Morning Arizona, ABC 15’s Sonoran Living and Smart Family. Along with the firm’s co-owner and partner, Gina Giachetti Wight, she currently hosts a podcast, “Financial Life Planning with Cynthia & Gina,” which is available here on our website or on your favorite podcast platform.



Gina’s sincerity, fortitude, and ability to make finance fun makes her unique in her industry. She is passionate about educating individuals in her community on how to achieve success through the benefits of financial planning.


Gina is an Arizona native and currently resides in Scottsdale with her husband, three children, and two mini-poodles. Gina earned her bachelor’s degree in Finance from the University of Arizona, Eller College of Management. She has over 17 years of investment management and financial planning experience.


Gina has held numerous leadership roles within the investment industry and has served on multiple panels focused on diversity and leadership.

As an Investment Advisor Representative, one of the highest levels of fiduciary responsibility in the industry, she continues to serve as a liaison to educate clients about the practical application of investment strategies and legacy planning. Gina joined Cynthia at FLP as a full co-owner and partner in 2020, where her passion could continue to be driven by her clients’ goals and objectives. She has almost two decades of experience helping people with finance and investing. Gina is passionate about client education and making the investment and planning processes easy and accessible.

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At Financial Life Planners, we believe that everyone deserves access to expert financial advice. That's why we offer personalized, one-on-one consultations with our experienced Financial Life Planners.


Whether you're just starting out on your financial journey or you're looking to take your finances to the next level, we're here to help.


Contact me, Matt Fick, today to schedule a free consultation and take the first step towards achieving your financial goals.



Jennifer Spreutels is originally from Chicago, Illinois, and graduated from Bradley University in Peoria, IL with a Bachelor of Science degree in advertising. Her first job after college was working for a promotions company for four years in Illinois.

Although her dream was to move to Arizona, she spent 5 years in Colorado gaining more experience in the administrative field while working at a car dealership. Jenn has worked for Box Office Executive Suites (FLP’s old office) since 2012 as a client service representative. She loves Phoenix and thoroughly enjoys the sunny weather.

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At Financial Life Planners, we understand how daunting financial planning can be for our clients. That's why we take the time to get to know you, to understand your specific needs and goals, and to develop a personalized financial plan that fits your unique situation.


Our dedicated team, that includes Kelsey Tomlin, has the experience and expertise to guide you through our process.



In 2007, Nancy Hetrick went through a less-than-optimal divorce and became inspired to provide financial support to those faced with the same challenges. She left Schwab in 2011 and started her second company, Smarter Divorce Solutions, to specialize in the financial intricacies of divorce.

“Divorce happens but it does not have to be slash and burn devastation. I help couples put closure on their relationships with honor and respect, providing financial guidance to ensure that their settlements are structured so that BOTH parties get to keep more of their own money!” Nancy says.

In 2014, Nancy began teaching and training financial advisors all over the country. She is an expert on how to create similar niche businesses, and she is the founder of The Divorce Financial Planner Training Center.

Having been in the industry for over 20 years, Nancy strongly believes that it’s time for a change in financial services. It’s no longer about product, commissions, charts, graphs and overwhelm. It’s about people, connection, and trusted guidance and partnership.

Nancy is passionate about lifelong learning and holds the following credentials: AWMA® Accredited Wealth Management Advisor, CMFC Certified Mutual Fund Counselor, AAMS® Accredited Asset Management Specialist, CDFA® Certified Divorce Financial Analyst and MAFF® Master Analyst in Financial Forensics®. She is Series 65 registered and previously held Series 7, 9 and 10 securities licenses.

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