Financial Life Planners

Get Real. Get Clear. Get Results.

A pioneer in behaviorial economics, Cynthia Fick is a Registered Investment Advisor and founder of Financial Life Planners.  As the global financial environment has evolved, so has FLP's mission, from being traditional financial advisors to being financial life strategists.

Through various media channels - articles, newsletters, seminars, television appearances and radio interviews -Financial Life Planners helps individuals remember that their financial dreams can come true, not by magic, but by this powerful and effective process. They are making it happen in their clients' lives every day.


Click here to watch Cynthia on Good Morning Arizona.

Click here to watch FLP on 3 on Your Side.

Click here to read an FLP article on the hidden costs of investments

Click here to watch Cynthia coach a client on her money beliefs.

See our Calendar of Events for upcoming events and seminars featuring Cynthia.

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To inquire about speaking engagements, television appearances, radio programs, or interviews, please contact our office by email or telephone.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Lease Interest

What's the interest rate on the lease you're considering?

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For Better, For Worse: Communicating About Retirement

A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.

Doing Your Heirs a Favor

Although a will and a trust specify disposition of assets, many other details of an individual’s final wishes might be explained in a letter of instructions. This article offers some topics to consider addressing in the letter to help loved ones make decisions and take care of final arrangements.

ETFs for the Conservative Investor

The number of exchange-traded funds has grown rapidly in the last decade. Total ETF assets exceeded $1 trillion in March 2011, an increase of more than $200 million over the previous year. This article explains the potential benefits of ETFs and why some of them might appeal to the risk-averse.

What Kind of Investor Are You?

Although most Americans seem to understand that investment involves risk, there is a wide spectrum in how much risk each investor is willing to assume. Among the factors to consider are comfort level, time horizon, and net worth. This article helps investors to consider their appropriate level of risk.

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